AI Financial Planning · 100% Free

Your entire financial life,
finally in one place.

Cash, debt, investments, property, retirement, taxes, crypto — one AI assistant that connects everything and tells you what actually matters next.

Start Free Now → See what we cover

100% free forever · No credit card · Not regulated investment advice

💵Cash & Budget 💳Debt 📈Investments 🏠Property 🌴Retirement 🧾Taxes ₿Crypto 🛡️Insurance
A
Hi! I'm Aria. Let's look at your full financial picture — where should we start?
I want to buy a house in 3 years.
A
Got it. You have $28k saved, $4k debt, and 12% in stocks. Let me build a plan.
What should I change?
A
Step 1: Clear the $4k credit card first. Step 2: Auto-save $900/mo. Step 3: Keep crypto under 5%.
NET WORTH
$47,820
↑ 8.2% this quarter

One app. Every money topic.

Most apps cover one slice. Aria connects all of them — so decisions in one area don't quietly break another.

💵

Cash & Budgeting

Auto-categorize spending, spot leaks, and forecast your next 60 days of cashflow.

💳

Debt Payoff

Snowball or avalanche — Aria calculates the fastest, cheapest path out.

📈

Investments

Track stocks, ETFs, and funds. See your real allocation and hidden overlap.

🏠

Property & Mortgage

Plan a down payment, compare mortgage scenarios, and time your purchase.

🌴

Retirement

Project your future income and see if you're on track — years before it matters.

🧾

Tax Planning

Estimates across US, EU, UK, AU, and Asia. See what to set aside before it hits.

₿

Crypto Assets

Track BTC, ETH, SOL and 10,000+ tokens across wallets and exchanges — read-only.

🛡️

Insurance & Protection

Check if you're over- or under-insured, and what gaps could hurt you.

Crypto is one part — not the whole picture.

Aria treats crypto as one asset class among many. Connect exchanges and wallets read-only, see how it fits your total net worth, and get stability suggestions — without hype.

₿ Bitcoin Ξ Ethereum ◎ Solana $ Stablecoins +10,000 tokens Read-only

Everything you need

Built for real life. All features free.

🧠

AI Assistant

Ask anything about your money, 24/7. Plain answers, no jargon.

📊

Cashflow Forecast

See 60 days ahead so you never get surprised by a bill again.

🎯

Goal Tracking

House, holiday, emergency fund, retirement — watch each one grow.

💳

Debt Optimizer

Aria tells you which debt to pay first to save the most interest.

🔍

Subscription Audit

Find forgotten subscriptions and cancel them in one tap.

🏦

All Accounts, One View

Banks, brokerages, pensions, and wallets — one net worth number.

🌍

Multi-Currency

Works across borders. Perfect for expats and global earners.

🔒

Read-Only & Private

We can see balances. We can never move money.

How it works

Three steps. Sixty seconds. One clear plan. Free.

1

Connect everything

Banks via Open Banking. Brokerages, pensions, exchanges, wallets — all read-only. We never store your login or keys.

2

AI builds your full picture

Aria categorizes spending, values every asset, projects taxes, and forecasts the next 60 days.

3

Get your action plan

A short list of the 3 things that matter most this month. No overwhelm.

We're honest about what we are.

Most finance apps pretend to be advisors. We don't. Here's exactly what you get:

  • ✓A planning and education tool across cash, debt, investments, property, retirement, tax, and crypto.
  • ✓Bank-level encryption, read-only connections, and we never sell your data.
  • ✓Clear, explainable AI — you always see why Aria suggests something.
  • ✕We are not a regulated financial advisor.
  • ✕We don't tell you which stocks or coins to buy. The final decision is always yours.

🔒 Your data is safe

  • ✓256-bit encryption in transit and at rest
  • ✓Open Banking read-only connection
  • ✓Read-only exchange & wallet connections (no private keys)
  • ✓We never store your bank or exchange login credentials
  • ✓Delete your data anytime, in one tap

Loved by people like you

⭐ 4.8/5 · 1M+ downloads · Completely free

★★★★★

"It's the first app that actually shows my mortgage, savings, stocks and crypto in one place."

— Emily, 34 · United States
★★★★★

"I paid off my credit card 8 months early because Aria showed me what to do first."

— Daniel, 31 · Canada
★★★★★

"Finally something that listens without judging. The subscription audit saved me $62 a month."

— Sarah, 28 · Australia

Questions, answered

Is it really free?+
Yes — 100% free, forever. No premium tier, no locked features, no credit card required.
What does Aria actually cover?+
Cash and budgeting, debt payoff, investments, property and mortgages, retirement projections, tax estimates, insurance checks, and crypto assets. Everything is connected — so a decision in one area doesn't quietly break another.
Can I connect crypto wallets and exchanges?+
Yes. Aria supports read-only connections to major exchanges (Coinbase, Binance, Kraken, etc.) and popular wallets (MetaMask, Phantom, Ledger, Trust Wallet). We can see balances but can never move your funds — we don't ask for private keys.
Is my data safe?+
Yes. We use bank-level 256-bit encryption, connect via Open Banking with read-only access, and never store your bank login credentials.
Are you a financial advisor?+
No. Aria Finance is a planning and education tool. We do not provide personalized investment advice.
Which banks can I connect?+
We support thousands of banks across North America, Europe, Australia, and Southeast Asia through Open Banking.

Your next money move
is 60 seconds away.

Join over 1 million people who finally see their whole financial life in one place. Free forever.

Start Free Now →

100% free · No credit card · Nothing to cancel